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The Merlin the Mortgage Wizard First-Time Homebuyer Guide is a simple, straight-to-the-point toolkit designed to help you understand the homebuying process before you ever speak to a lender. No confusing industry jargon, no sales pressure — just the real information you need to get approved with confidence.
Inside, you’ll find everything lenders look for, what documents you need, how different loan programs work, and the exact steps from pre-approval to closing. It also includes down payment assistance options, budget tools, debt worksheets, and a checklist to help you know if you’re truly ready to buy.
Whether you’re starting from scratch or rebuilding after a few setbacks, this guide gives you clarity, structure, and the confidence to move forward like a pro.
Perfect for first-time buyers, returning buyers who haven’t owned a home in 3+ years, or anyone wanting a clear roadmap to homeownership.
The Merlin the Mortgage Wizard First-Time Homebuyer Guide is a simple, straight-to-the-point toolkit designed to help you understand the homebuying process before you ever speak to a lender. No confusing industry jargon, no sales pressure — just the real information you need to get approved with confidence.
Inside, you’ll find everything lenders look for, what documents you need, how different loan programs work, and the exact steps from pre-approval to closing. It also includes down payment assistance options, budget tools, debt worksheets, and a checklist to help you know if you’re truly ready to buy.
Whether you’re starting from scratch or rebuilding after a few setbacks, this guide gives you clarity, structure, and the confidence to move forward like a pro.
Perfect for first-time buyers, returning buyers who haven’t owned a home in 3+ years, or anyone wanting a clear roadmap to homeownership.